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UNITEDLENDING

Legal

Terms of use

Effective November 9, 2026.

These terms govern your use of unitedlendingllc.com (the "site"), operated by United Lending LLC. By using the site or sending a loan request, you accept them. If you don't agree, please don't use the site.

Business-purpose loans only

United Lending offers financing for business purposes only, secured by non-owner-occupied investment real estate. We do not offer loans for personal, family or household purposes, or loans secured by a home the borrower or the borrower's family lives in or will live in.

No offer or commitment to lend

Nothing on the site is an offer, a commitment to lend, a rate lock or an approval. Any rates, leverage, closing times or other terms shown are published limits as of the date stated. They can change without notice and depend on the property, the borrower, appraisal, underwriting and approval. All loans are subject to underwriting and approval, and may be funded by United Lending or its capital partners. Only a written commitment signed by United Lending or the capital partner funding the loan is binding. Loans are made only in states where permitted, and not every product is available in every state.

Calculators and content

Calculators, examples, guides and market figures are for general information and planning. They depend on the numbers you enter and on third-party data, may contain errors, and are not financial, legal or tax advice. Don't rely on them in place of your own professional advice.

Your information and communications

You agree that what you enter in our forms is accurate and that the phone number is yours. Our privacy policy explains how we handle it, and our SMS terms cover text messages.

Acceptable use

Don't misuse the site: no automated scraping, no interference with its operation, no false submissions or submissions on someone else's behalf without their permission, and no attempt to access data that isn't yours.

Ownership

The site's text, design, logos and code belong to United Lending LLC or its licensors. You may not copy or reuse them without written permission.

Links to other sites

The site links to third-party sources. We don't control them and aren't responsible for their content or practices.

Disclaimers and limits of liability

The site is provided "as is" without warranties of any kind. To the fullest extent the law allows, United Lending LLC is not liable for indirect, incidental or consequential damages arising from your use of the site.

Governing law

These terms are governed by the laws of the State of New York, without regard to conflict-of-law rules.

Changes and contact

We may update these terms; the effective date above shows the latest version. Questions: info@unitedlendingllc.com, (718) 704-0499, or 2361 Nostrand Ave, Suite 513, Brooklyn, NY 11210.