Free · No sign-up
Run the numbers before you make the offer.
Two calculators built on the same arithmetic a lender uses. Bring the result to your loan officer and the first call goes faster.
DSCR calculatorDoes the rent cover the payment?
Will the rent carry the loan? Enter rent, price, rate, taxes and insurance to see the ratio and the largest loan the rent supports.
- You enter
- Rent, price or value, down payment, rate, taxes, insurance, HOA
- You get
- DSCR, monthly cushion, max loan at 1.00 and 1.25
Fix and flip calculatorWhat's left when it sells?
Price, rehab and resale value in; loan size, cash to close, carrying costs and profit out.
- You enter
- Price, rehab, ARV, months, loan percentages, rate, points, costs
- You get
- Loan amount, cash in the deal, total cost, profit, return on cash
For planning only
A calculator is a starting point, not a quote.
Results depend on the numbers you enter. United Lending sizes a real loan from its own appraisal, the property's rent or budget, your credit and experience, and underwriting, and gives you the terms in writing.
Get your terms
Numbers look good? Get real terms.
Send the property in about a minute and a loan officer will call with the amount, rate and costs.
- About a minute to fill in
- No credit pull to start
- A loan officer calls you back
- Investment property only
Rather talk now? (718) 704-0499
Step 1 · About a minute in allNo credit pull
United Lending LLC offers business-purpose financing secured by non-owner-occupied investment real estate. We do not offer loans for personal, family or household purposes, or loans on owner-occupied primary residences.