Disclosures

Business-purpose financing only

United Lending LLC offers business-purpose financing secured by non-owner-occupied investment real estate. We do not offer loans for personal, family or household purposes, or loans on owner-occupied primary residences.

Every borrower confirms that the property is held for investment and that neither the borrower nor any family member lives in it or will live in it. If you're financing a home for yourself or your family, please contact a residential mortgage lender.

Who we are

United Lending LLC is a New York limited liability company headquartered at 2361 Nostrand Ave, Suite 513, Brooklyn, NY 11210.All loans are subject to underwriting and approval, and may be funded by United Lending or its capital partners. Loans are made only in states where permitted, and not every product is available in every state.

Rates and terms

Loan terms on this site, such as leverage, rehab funding and credit minimums, are published limits as of November 6, 2026, phrased as "from" or "up to", and are subject to appraisal and underwriting. They are not offers or quotes. Rates and leverage are quoted for each loan in your written terms. Actual terms depend on the property, its value and condition, the borrower's credit, experience and liquidity, and underwriting, and are subject to change. All loans are subject to underwriting and approval, and may be funded by United Lending or its capital partners. Nothing on this site is a commitment to lend.

Examples, calculators and funded deals

Worked examples and calculators use illustrative numbers. Funded-deal figures describe loans that have closed; they don't predict the terms of a future loan. Market data is from the third-party sources named beside it, as of the month shown.

Calls and text messages

The loan request form asks for your separate consent to calls and texts. The exact wording is:

I agree United Lending LLC may call and text me at this number about my loan request, including by autodialer and prerecorded messages. Consent isn't a condition of any loan. Msg frequency varies; msg & data rates may apply. Reply STOP to opt out, HELP for help. See our SMS Terms and Privacy Policy.

Consent is not required to obtain a loan. Reply STOP to opt out at any time. See the SMS terms and privacy policy.

Fair lending

United Lending does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant can enter a contract), familial status, disability, receipt of public assistance income, or the good-faith exercise of rights under consumer credit laws.

Credit reports

The website form doesn't pull credit. If a loan moves forward, a credit report on the borrower or guarantor is ordered only with written authorization.