About a minute · No credit pull
Get your loan terms
Your name and mobile number first, then a few one-tap questions about the property and the loan. A United Lending loan officer reviews your answers and calls you with terms. Investment property only.
United Lending LLC offers business-purpose financing secured by non-owner-occupied investment real estate. We do not offer loans for personal, family or household purposes, or loans on owner-occupied primary residences.
Before the call
Have these handy and the call goes faster.
- 01The property's address or neighborhood, and the purchase price or current value.
- 02For a flip or a build: the scope of work and budget, and your estimate of the finished value.
- 03For a rental: the lease or expected rent, plus the tax and insurance figures.
- 04Your closing date, if you're under contract.
- 05Who will own it: you, or your LLC or company.
Questions
About this form
Is this a loan application?
No. It's a request for terms. It tells a loan officer enough about the property and the loan to call you with real numbers. The full application and documents come later, only if you decide to go ahead.
Will this pull my credit?
No. You choose a rough credit range and nothing is pulled. If your loan moves forward and a credit check is needed, your loan officer will tell you first.
What happens if I stop halfway?
Your contact details are saved on the first step, so a loan officer can still reach you and pick up where you left off.
Can I use this for a home I'll live in?
No. United Lending offers business-purpose loans on investment property only. For a house you or a relative will occupy, talk to a residential mortgage lender instead.
How soon can I close?
It depends mostly on the appraisal, the title work and how quickly your documents come in. Tell us your date and we'll say honestly whether it's realistic.